Coverage & Benefits

With Premera, you have more than just a health plan. We offer ways to help you manage your health care costs and get the support you need to stay healthy.

Premera offers Medicare Supplement Plans A, C, G, High Deductible G and N. These are standardized plans approved by each state that provides hospital and medical coverage.

View 2025 plan documents for rates effective 4/1/25 to 3/31/26

Plan A

Basic coverage for those with fewer hospital and physician expenses.

Plan C

For applicants who were initially eligible for Medicare before January 1, 2020.

Plan G

Most complete medical coverage. Plan G provides the best coverage for Medicare-covered services. That means no copayments or coinsurance. Plan G doesn’t cover the Medicare Part B deductible, so you’ll pay that cost if you choose Plan G.

High Deductible G (HDG)

A high deductible and a lower monthly rate. A nice fit if you prefer a high deductible health plan. Once the plan deductible is met, Plan HDG pays 100% of covered services for the rest of the calendar year. Your payment of the Medicare Part B deductible counts towards meeting the annual plan deductible. You can also use funds in an existing HSA (health savings account) to pay for medical expenses applied to your deductible.

Plan N

Coverage with a copay. 100% coverage on all Medicare-covered inpatient hospital services. After you’ve met your Part B deductible, you pay a copay for office visits and emergency room visits.

Eligible Premera Blue Cross Medicare Supplement members can enjoy their no-cost SilverSneakers fitness membership. You will have access to digital and in-person fitness experiences.

• A nationwide network of thousands of participating gym and community locations.
• SilverSneakers LIVE online classes and workshops led by specially
  trained instructors, 7 days a week.
• SilverSneakers GO mobile app with adjustable workout plans, location finder,
  and more.

How to use this program

First, you must register with an email and password at tools.silversneakers.com. If you have questions about your fitness program, please call SilverSneakers customer service at  888-338-0347 (TTY/TDD: 711), Monday through Friday, 5 a.m. to 5 p.m (PST).

You could be eligible for a spousal discount on your Medicare Supplement premium if both beneficiaries are married or state-registered partners, enrolled in a standard Washington Individual Premera Blue Cross Medicare Supplement plan (effective 2010 and later), and have the same address.

To find out if you qualify, check the Medicare Supplement spousal discount form.

The Premera Senior Discounts program gives you discounts on things like health products, eye care and hardware, contact lenses, and hearing aids.